Koffers in auto laden voor vakantie

Occupant insurance

Why do you need occupant insurance?

Imagine going away for a long weekend and you get into an accident with the rental car that injures you as the driver and your fellow passengers. Some may even have permanent injuries. Whether you will receive compensation if you do not have occupant insurance depends greatly on the situation and who is at fault. With Avis' occupant insurance, it doesn't matter what the situation is. In a traffic accident, the driver and passengers are insured against injury and/or property damage.

SVI afbeelding

Benefits of occupant insurance

Insured along with your passengers

For a small additional cost, you can get on the road with peace of mind.

Compensation up to 2.5 million euros

This is the maximum compensation in the event of injury and/or property damage.

Personal items in the event of an accident

Items such as your phone, laptop, bag or glasses could get damaged. Such damage is covered by the insurance.

Want to know more?

Would you like to know more about purchasing occupant insurance when renting a car? Then contact the call center on +31 (0)88 900 55 55 or by email at info@avis.nl.

Questions about occupant insurance

  • The cost for occupant insurance is €2.60 including VAT per day for all passengers (including driver) of the rental car.

  • Yes, it is precisely when the driver is at fault that the insurance pays out, as no other party and/or other insurer can be held liable.

  • Personal injury is physical and/or psychological injury to a person resulting from an accident. Associated costs include those for doctors, medications, ambulance use. These costs are covered by your health insurance. However, this is only up to a certain amount, and does not cover the total costs you incurred.

  • If, for example, the glasses or laptop of the driver or one of the passengers of the rental car are broken during the accident, this falls under property damage and the occupant insurance taken out covers this.

  • No, occupant insurance is not mandatory for you as a renter of the car. However, we do recommend taking out this insurance to avoid problems and hassles after an accident. It is a way to take good care of yourself as a driver and your passengers.

  • If you have purchased occupant insurance, you can claim for medical expenses, healthcare provider deductible, loss of earning capacity, consequential expenses (for example, needing help with housekeeping or installing a stairlift) and compensation for pain and suffering, among other things.